Description
Level: Experienced
Responsibilities
Analyze various risk elements of our clients under the assigned industry sectors/products
Collaborate with Management Team on continuously updating the automated credit scoring model using modern credit risk management methodologies
Oversee the maintenance of credit quality and provide feedback
Ensure consistent and complete credit applications
Monitor and supervise the status of problem loans
Evaluate clients for creditworthiness based on our credit compliance policy
Weed out fraudulent applications, and unreliable applicants, profile for adverse credit
Set up new and innovative underwriting models and workflows
Manage compliance with internal policies, workflow procedures, regulations, etc
Managing key relationships with internal stakeholders in order to maintain a strategic view of the business and risks, issues and dependencies
Other credit related work/projects as assigned.
Your Profile
Minimum Bachelor's degree with an emphasis in Finance, Economics, Accounting, Mathematics, or related quantitative field. MA or MSc degree a plus.
Minimum 5+ years working experience within the financial sector (capital markets, commercial banking, accounting, tax, etc.) within a credit function
Excellent analytical and problem-solving skills, quantitative approach to understanding problems in finance and attention to detail
Ability to think strategically and manage multiple and conflicting tasks and work schedules within job function and for the wider organization
Previous experience in the SME area with credit risk, collections, or compliance is a plus as is commercial business acumen
Dependable, positive and detail-oriented with excellent follow-through skills
Have a desire to help small businesses
A team player, a quick thinker and a fast learner
Superior verbal and written communication skills in English
Excited about growing your career within a rapidly growing company.
Benefits and perks
Exposure to cultures and ecosystems from over 80 countries within Seedstars ecosystem
Build your network in emerging markets of tech entrepreneurs and investors
Join a young, passionate, hungry and growing team of entrepreneurs and facilitators
Bootstrap salary (open compensation model available based on experience, location, seniority, etc...).
Why work at Lendigo?
We have a successful business model that’s scaling rapidly
Be part of a small and ambitious team - we’re always learning, and continuously improving
You’ll enjoy our high integrity and customer centric approach to SME business lending
You’ll thrive in our result-driven culture and be positioned to create tremendous impact
You’ll work with talented teammates who know how to have fun while delivering for our customers.
go to method of application »
Level: Mid level
Responsibilties
The day to day responsibilities will include:
Write software solutions in our companies which will change the way people perceive and use technology.
You will work in new generation mobile-first applications using the most recent methodologies and technologies: React, React Native, Python, Go.
What we look for in a person:
You take pride in the code you write - it's clean, organised, and elegant
You want to work in an agile environment - we move quickly and ship code often
You really hate when stuff breaks and it keeps you up at night
You see the bigger picture (you realise that there are really exciting tasks and then there's bug fixing) but at the end of the day you're happy we're moving forward as a team, as a company, and as a product
You're friendly, interesting and cool to hang out with
Job Requirements
Your tech skills:
You are a quick learner - you pick up new frameworks and technologies quickly
Strong understanding of Node.js , Python, ReactJS is a plus
Up to date with latest HTML / CSS / AJAX / etc. – front-end stuff
Comfortable with SQL databases
Comfortable with Git
Write a unit test, but are not militant about things like testing frameworks and code coverage
Benefits and Perks
Work from the coolest co-working space in Lagos: we got our private office at Seedspace in Ikoyi
Be part of a global movement and build your network in 80+ emerging markets
We are a young team of entrepreneurs who want to make things happen
You will be FREE, we give you the autonomy to "run the show"
Flexible working hours
Terrace with stunning 7th-floor view, where you can enjoy lunch served by the in-house restaurant